:root {
  --navy: #002147;
  --navy-dark: #001530;
  --navy-m: #0a2d5e;
  --navy-l: #163a70;
  --gold: #D4AF37;
  --gold-l: #e8cb5e;
  --gold-d: #b8960c;
  --cream: #faf8f3;
  --off: #f0ebe0;
  --mid: #6b7a8d;
  --white: #ffffff;
  --border: rgba(0,33,71,.09);
  --serif: 'Cormorant Garamond', serif;
  --sans: 'DM Sans', sans-serif;
  --radius: 5px;
  --trans: 0.28s cubic-bezier(.4,0,.2,1);
  --shadow: 0 4px 24px rgba(0,33,71,.10);
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;}
body{font-family:var(--sans);background:var(--cream);color:var(--navy);min-height:100vh;}
h1,h2,h3,h4,h5{font-family:var(--serif);}
.hero{background:#002147;padding:60px 40px;text-align:center;position:relative;overflow:hidden;}
.hero::before{content:'';position:absolute;top:-80px;right:-80px;width:300px;height:300px;border-radius:50%;background:radial-gradient(circle,rgba(212,175,55,.12),transparent 70%);}
.hero-inner{position:relative;z-index:1;max-width:800px;margin:0 auto;}
.hero h1{font-size:clamp(32px,5vw,48px);font-weight:600;color:var(--gold);line-height:1.2;margin-bottom:16px;}
.hero h1 em{font-style:normal;}
.hero p{font-size:16px;color:rgba(255,255,255,.7);max-width:600px;margin:0 auto;line-height:1.7;}
.main-content{max-width:1200px;margin:0 auto;padding:40px 20px;}
.container{max-width:1000px;margin:0 auto;}
.sidebar-layout{display:grid;grid-template-columns:1fr 300px;gap:32px;}
.main-content-area{flex:1;}
.sidebar{position:sticky;top:20px;height:fit-content;}
.content-block{background:var(--white);border-radius:8px;border:1px solid rgba(0,33,71,.08);box-shadow:var(--shadow);padding:32px;margin-bottom:32px;transition:var(--trans);}
.content-block:hover{box-shadow:0 8px 40px rgba(0,33,71,.14);}
.content-block h2{font-size:28px;font-weight:600;color:var(--navy);margin-bottom:16px;border-left:4px solid var(--gold);padding-left:16px;}
.content-block h3{font-size:22px;font-weight:600;color:var(--navy);margin-bottom:12px;margin-top:24px;}
.content-block h3:first-of-type{margin-top:0;}
.content-block h4{font-size:18px;font-weight:600;color:var(--navy);margin:20px 0 10px;}
.content-block p{font-size:15px;line-height:1.7;color:var(--mid);margin-bottom:16px;}
.content-block ul{margin:16px 0;padding-left:24px;}
.content-block ul ul{margin:8px 0 4px;padding-left:20px;}
.content-block li{font-size:15px;line-height:1.7;margin-bottom:8px;color:var(--mid);}
.content-block li strong{color:var(--navy);}
.content-block a{color:var(--navy-m);text-decoration:underline;text-underline-offset:2px;}
.content-block a:hover{color:var(--gold-d);}
.content-block .example{background:rgba(212,175,55,.1);border:1px solid rgba(212,175,55,.3);border-radius:6px;padding:16px;margin:10px 0 16px;font-size:14px;line-height:1.7;color:var(--mid);}
.info-box{background:rgba(212,175,55,.1);border:1px solid rgba(212,175,55,.3);border-radius:6px;padding:16px;margin:16px 0;}
.info-box h4{color:var(--navy);margin-bottom:8px;}
.info-box p{font-size:14px;color:var(--mid);margin:0 0 8px;}
.info-box p:last-child{margin-bottom:0;}
.warning-box{background:rgba(220,53,69,.1);border:1px solid rgba(220,53,69,.3);border-radius:6px;padding:16px;margin:16px 0;}
.warning-box h4{color:#dc3545;margin-bottom:8px;}
.warning-box p,.warning-box ul{font-size:14px;color:var(--mid);margin:0 0 8px;}
.warning-box ul{margin:8px 0 0;padding-left:20px;}
.success-box{background:rgba(25,135,84,.1);border:1px solid rgba(25,135,84,.3);border-radius:6px;padding:16px;margin:16px 0;}
.success-box h4{color:#198754;margin-bottom:8px;}
.success-box p,.success-box ol{font-size:14px;color:var(--mid);margin:0;}
.content-block .policy-table-wrap,.content-block .guidelines-table-wrap{overflow-x:auto;margin:24px 0;border-radius:6px;}
.content-block table.policy-table,.content-block table.guidelines-table{width:100%;border-collapse:collapse;font-size:14px;}
.content-block table.policy-table th,.content-block table.guidelines-table th{background:var(--navy);color:var(--white);padding:12px;text-align:left;font-weight:600;}
.content-block table.policy-table td,.content-block table.guidelines-table td{padding:12px;border-bottom:1px solid var(--border);color:var(--mid);line-height:1.6;vertical-align:top;}
.content-block table.policy-table tr:nth-child(even),.content-block table.guidelines-table tr:nth-child(even){background:var(--cream);}
.content-block table.policy-table td:first-child{font-weight:600;color:var(--navy);}
.policy-pdf-card{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;background:rgba(212,175,55,.1);border:1px solid rgba(212,175,55,.3);border-left:4px solid var(--gold);border-radius:6px;padding:18px 20px;margin:16px 0 24px;}
.policy-pdf-card p{margin:0;font-size:14px;color:var(--mid);line-height:1.6;}
.policy-pdf-btn,.download-btn{display:inline-flex;align-items:center;gap:8px;padding:12px 20px;background:var(--navy);color:var(--white)!important;border-radius:6px;font-size:14px;font-weight:500;text-decoration:none!important;white-space:nowrap;transition:var(--trans);}
.policy-pdf-btn:hover,.download-btn:hover{background:var(--navy-l);transform:translateY(-2px);}
.policy-pdf-btn svg,.download-btn svg{width:16px;height:16px;}
.sidebar-card{background:var(--white);border-radius:8px;border:1px solid rgba(0,33,71,.08);box-shadow:var(--shadow);padding:24px;margin-bottom:24px;transition:var(--trans);}
.sidebar-card:hover{box-shadow:0 8px 40px rgba(0,33,71,.14);}
.sidebar-card h4{font-size:18px;color:var(--navy);margin-bottom:16px;border-left:3px solid var(--gold);padding-left:12px;}
.sidebar-card ul{list-style:none;padding:0;}
.sidebar-card li{padding:8px 0;border-bottom:1px solid var(--border);font-size:14px;color:var(--mid);}
.sidebar-card li:last-child{border-bottom:none;}
.sidebar-card a{color:var(--navy);text-decoration:none;font-weight:500;transition:var(--trans);}
.sidebar-card a:hover{color:var(--gold);}
.sidebar-card a.active{color:var(--gold-d);font-weight:600;}
.sidebar-card p{font-size:14px;color:var(--mid);line-height:1.6;}
@media(max-width:768px){
  .sidebar-layout{grid-template-columns:1fr;}
  .sidebar{position:static;}
  .content-block{padding:24px;}
  .hero{padding:40px 20px;}
}
@media(max-width:480px){
  .content-block{padding:20px;}
}